Unit Trust Investment

A pooled investment that lets you invest alongside other investors in a professionally managed fund — aiming to grow your money over time while spreading risk across a diversified portfolio.

What it is

A unit trust pools your money with other investors' into a fund managed by a licensed fund manager, who invests it according to the fund's stated objective — from low-risk, short-term instruments to longer-term, growth-oriented portfolios. You buy units in the fund, and your return reflects the fund's performance, less fees.

Our Money Market Fund option below is one example available through the fund managers we work with; other unit trust funds may be available on request depending on your goals and risk appetite.

Available now

Money Market Fund

A low-risk fund aimed at returns above prevailing inflation, with easy access to your money and monthly interest income.

Why you need it

Start small, grow steadily

Enter with a modest minimum contribution and top up whenever you're able to.

Professional management

Your money is managed by a licensed fund manager, not left idle.

Liquidity

Access to your funds is generally faster than with fixed, long-term products.

Steps to obtain it

  1. 01

    Tell us your goal

    Short-term saving, long-term growth, or a specific target amount.

  2. 02

    We match you to a fund

    Such as the Money Market Fund, suited to your risk appetite.

  3. 03

    Register

    Complete registration directly with the fund manager via our approved link.

  4. 04

    Fund your account

    Make your initial contribution and set up standing top-ups if you wish.

  5. 05

    Review with us

    We check in periodically and help you review performance against your goal.